Car

AC Insurance

Auto Casco (AC) is a voluntary auto insurance policy that covers damage, theft, and other risks not included in mandatory auto liability insurance. The terms and scope of coverage vary by insurer, so it’s worth comparing offers and choosing the option that best suits your specific vehicle.

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Key Information

Auto Casco is a type of voluntary insurance governed by the general terms and conditions of a specific company. Each company calculates the scope of insurance risk differently. Therefore, before purchasing a policy, it’s worth reviewing these calculations so you’re fully informed about what to expect.

What should you pay attention to first?

Cars imported from the United States, England, Japan, or China.

The main factor to check is whether our car can even be insured at all. Based on our experience, we know that there are customers who purchased insurance and were convinced they had a comprehensive policy at a very favorable price. They were sorely mistaken! This applies to vehicles imported from the United States, the United Kingdom, Japan, or China. Employees at some companies mislead drivers by selling them a product whose terms and conditions clearly state that vehicles imported from these countries are not insurable. Unfortunately, they only realize this after damage has been done to the vehicle and the insurer refuses to pay compensation for the damage.

Choosing the Right Car and Its Features.

Choosing the right vehicle model and trim level is very important because, with more expensive vehicles, additional equipment significantly affects the insured value. If we lower the vehicle’s value, the insurer may apply the principle of proportionality and reduce the amount of compensation for damages.