Terms of Use for the strahovanie.pl Website

strahovanie.pl is an online platform created to provide Site Users with access to insurance service offerings in the areas of property and personal insurance, which are provided in accordance with these Terms and Conditions and applicable law. Polisarium sp. z o.o., through a website owned by Net Technology sp. z o.o., provides Users with free resources on the insurance market via the Site.

§ 1. Definitions

The terms used in these Rules have the following meanings:

Polisarium sp. O.o. or the Service Provider—Polisarium sp. o.o., with its principal office at 8 Olszewska Street, Warsaw, is entered in the Register of Entrepreneurs of the National Court Register, maintained by the District Court for the Capital City of Warsaw, 13th Commercial Division of the National Court Register under KRS number: 0000565494, tax identification number: 5213700480, REGON: 361938815, share capital: 5,000 zlotys, fully paid-up. Polisarium sp. o.o. is an insurance agent listed in the register of insurance intermediaries maintained by the supervisory authority—the Financial Supervision Authority—with its registered office in Warsaw at: Plac Powstańców Warszawy 1, 00-950.

Net Technology sp. O.o. — the organization that manages the Website and ensures its effective operation, i.e., Net Technology sp. O.o., with its head office in Warsaw, 8 Olszewska Street, is entered in the Register of Entrepreneurs maintained by the District Court for the Capital City of Warsaw, 13th Commercial Division of the National Court Register, under KRS number: 0000402491, Tax ID: 5213623383, REGON: 145897963, company share capital: 100,000 zlotys, fully paid-up.

A User is a natural person with full legal capacity, a legal entity, or an organizational unit without legal personality that is legally authorized to use the resources and services provided on the Website or through the Contact Center.

The website is an online portal located at the following web address: https://www.strahovanie.pl.

The Website is an online platform consisting of a variety of online services that allows Users to access the Website’s resources related to the insurance market and provides Users with other electronic services, including the conclusion of insurance contracts.

A call center is a telephone service operated by an administrator, a service provider, or an insurance company.

Call Center Consultant — an employee of an Administrator, Service Provider, or Insurance Company who works in a call center.

Transactional websites—web pages, including forms, that allow users to enter into remote insurance contracts, make recurring payments using payment cards, and execute electronic transfers immediately.

The agency’s activities consist of services performed by employees of Polisarium sp. o.o. on behalf of an insurance company, involving the conclusion of an insurance contract between the User and the insurance company selected by the User, specifically, consisting of carrying out preparatory activities for the conclusion of an insurance contract and participating in the management and execution of insurance contracts, to the extent and under the terms set forth in the Act on Insurance Brokerage.

Services — providing the User with the ability to compare insurance offers using the Website and Agency features specified in paragraph 8 above, as part of the process of entering into insurance contracts through the Website or the Call Center and paying the insurance premium using payment cards or bank transfers.

An insurance company is an entity that provides insurance services in accordance with applicable laws and regulations, on behalf of which the Service Provider acts as an agent based on a power of attorney; Information about the insurance companies for which the Service Provider acts as an agent is available on the website and in the registry of insurance agents accessible on the Financial Supervision Commission’s website at https://au.knf.gov.pl/Au_online/faces/Info.xhtml

Policyholder — A User who has entered into an insurance contract through the Service's Website.

The insured is an individual, a legal entity, or an organizational unit without legal personality in whose name an insurance contract has been concluded.

A policy is a document confirming the conclusion of an insurance contract.

Insurance Contract — an insurance contract entered into between the Policyholder and an insurance company of the Policyholder’s choice regarding mandatory or voluntary auto insurance.

Uodo — Act of August 29, 1997, on the Protection of Personal Data (consolidated text, «Official Gazette» No. 101 of 2002, item 926, as amended).

Uśude — Act of July 18, 2002, on the Provision of Electronic Services (Legislative Gazette No. 144, Item 1204, as amended).

Uuo — Act of May 22, 2003, on Compulsory Insurance, the Insurance Guarantee Fund, and the Polish Motor Insurers’ Bureau (Journal of Laws No. 124, item 1152, as amended).

Civil Code — Act of April 23, 1964, Civil Code (Legislative Gazette No. 16, Item 93, as amended).

GTC — General Terms and Conditions of Insurance, on the basis of which a voluntary insurance contract is concluded; the GTC are available free of charge via the transaction pages in a format that allows them to be downloaded, saved, viewed, and printed.

Privacy Policy—a document that forms an integral part of the Terms of Service, setting forth the rules for the collection, processing, storage, and protection of the User’s personal data, the functions and purpose of the software integrated into the ICT system used by the User, and the risks associated with using the Service.

§ 2. Preliminary Provisions

These rules have been developed and are in effect in accordance with the applicable provisions of Polish law.

The subject of these regulations is the terms and conditions governing the operation of the Internet portal strahovanie.pl, located at: https://www.strahovanie.pl.

These Terms set forth the rights and obligations of Site Users, as well as the rights, obligations, and scope of liability of the Service Provider as the organization that provides the Services through the Site.

These Terms and Conditions define the type, scope, and terms of the Services provided through the Website—which is used pursuant to the relevant agreements with the Service Provider—and through the Information Center.

Each User is required to review the Terms before using the Services available through the Site. By using the Site, the User accepts all provisions of the Terms and agrees to comply with them; therefore, the User enters into an agreement with the Service Provider for the provision of electronic services.

In order to use the Services, each User agrees to the processing of their personal data to the extent and in accordance with the principles set forth in the Privacy Policy or to the extent and in accordance with the principles set forth in Article 23 of the Uodo.

In connection with its activities as an insurance agent, the service provider is required to adhere to the «Principles of Good Insurance Practice» adopted by the Polish Insurance Association, the text of which is available on the Polish Insurance Association’s website at: http://piu.org.pl/zasady-dobrych-praktyk/project/132/pagination/1.

With respect to matters not covered by these Rules, the provision of electronic services and, in particular, the submission of legal declarations in electronic form, the provisions of the Civil Code (Legislative Gazette 1964, No. 16, item 93, as amended), the Act of July 18, 2002, on the Provision of Electronic Services (Legislative Gazette 2002, No. 144, item 1204, as amended), the Act of August 29, 1997, on the Protection of Personal Data (Legislative Gazette 2002, No. 101, item 926, as amended), the Act of May 22, 2003, on Insurance Activities (Journal of Laws 2010, No. 11, item 66), the Act of May 22, 2003, on Insurance Intermediation (Legislative Gazette No. 124, item 1154, as amended)—hereinafter referred to as the «Act on Insurance Brokerage,» the Law of May 30, 2014, on Consumer Rights (Legislative Journal of 2014, item 827), and other relevant legal acts.

§ 3. Conclusion and Termination of a Contract for the Provision of Services by Electronic Means

These Terms, including the Privacy Policy, constitute an integral part of the agreement entered into between Polisarium sp. z o.o. and the User for the provision of electronic services. Use of the Services available on the Website at www.strahovanie.pl, must be preceded by full acceptance of the provisions of these Terms, including the Privacy Policy, which results in the conclusion of a contract for the provision of these Services by electronic means without the need to draw up a separate agreement. The contract for the provision of electronic services is concluded for the duration of the User’s use of the Website’s resources.

Subject to the provisions of Section 3 below, the agreement for the provision of Services in electronic form is automatically terminated without the need for any additional notices when the User leaves the pages of the Website on which the Service is provided, or when the User ends the call with a Call Center Consultant.

If the User has submitted an application for an Insurance Contract and subsequently entered into an Insurance Contract through the Website — the Service Agreement shall terminate no later than the date of termination of the Insurance Contract, which occurs in the cases and under the conditions set forth in the Insurance Company’s Insurance Department in the case of voluntary insurance and in the Act on compulsory insurance in the case of compulsory insurance specified in this Law, including motor vehicle liability insurance.

The user has the right to cancel the contract for the provision of electronic services within 14 days of the contract’s conclusion without providing a reason.

The deadline for canceling the contract expires 14 days after the date the contract was signed.

To exercise the right to cancel the contract, the User must notify the Service Provider of their decision to cancel the contract by means of an unambiguous statement sent in writing to the address: 8 Olszewska St., 01-360 Warsaw, or by email to pomoc@polisarium.pl.

Users may use the sample withdrawal form attached as Appendix No. 1 to the Regulations, but this is not required.

To meet the deadline for withdrawing from the contract, the User need only submit information regarding the exercise of their right to withdraw from the contract before the withdrawal period expires.

§ 4. Relationship Between the Service Provider and the User

The relationship between the Service Provider and the User in connection with the Services provided:

by posting messages on the website www.strahovanie.pl that are sent by the Service Provider to Users;

by phone — for Users who access the Services through the Call Center;

by email, using the email address provided by the User and the following email address of the Administrator:

admin@polisarium.pl

or the Service Provider's email address:

pomoc@polisarium.pl.

In addition, the User may also contact the Service Provider:

by sending a letter to the mailing address of Net Technology sp. o.o.: ul. Olszewska 8, 00-792 Warsaw,

by sending an email to the following address:
pomoc@polisarium.pl
or through the special contact form,
by calling the following phone number: 22 299 11 11,
by expressing this by selecting the "Contact Us" option from the Call Center
in person at the Service Provider's registered office at the address specified in paragraph (a).

If the User uses the contact form specified in paragraph 2, the Service Provider may respond, depending on the circumstances:
by sending a reply to the received correspondence to the sender's address,
by phone to the customer support service (Call Center),
his personal representative,
by email to the email address provided by the User.

§ 5. General Principles for the Provision of Services by Electronic Means

Electronic services via the website are available at any time—that is, 24 hours a day, 7 days a week—and, when using the call center, during the business hours of insurance companies or service providers.

The User incurs no costs for using the Website to compare insurance quotes or for receiving insurance quotes from a Call Center Consultant, other than the connection fee.

If an insurance contract is entered into through the website or call center, the user is responsible for paying the cost of the policy in accordance with the insurance offer they have accepted.

Even when the website and call center are operating normally, interruptions may occur due to technical reasons, such as the need to repair or maintain the website or the systems supporting the call center, as well as the need to create a backup or process collected data. Users will be notified of each interruption via a message displayed on the website.

The Service Provider does not guarantee the proper functioning of the Site if the User uses hardware and software that do not meet the technical requirements specified in the Terms. The Service may also be suspended in the event of poor connection quality, damage to or malfunction of telecommunications equipment, power supply systems, computer equipment, a failure in the telecommunications network, or power outages, a connection interruption during a transaction, or any actions by third parties during a transaction.

The Service Provider has the right to block access to the Site in the event of violations in the use of the Site, in particular, if circumstances arise that could endanger the User, the Service Provider, or the Insurance Company. The Service Provider shall not be liable for any temporary suspension of access to the Site for the period necessary to eliminate any threats or violations.

Any actions that may interfere with or destabilize the operation of the Website are prohibited. If the Administrator suspects such actions, Polisarium sp. z o.o. reserves the right to take appropriate measures, including remedying the consequences of such actions. Any actions by a User intended to destabilize the Website constitute a prohibited act under applicable law. In such a situation, the Administrator has the right to take appropriate measures, including those aimed at remedying any damage caused to the Administrator.

It is also prohibited to submit illegal or offensive content to the Website or Call Center, or to take any actions that violate the Terms of Use or that could cause disruptions or damage to the Website. The Service Provider shall not be liable for any use of the Website or Call Center services by the User that does not comply with the provisions of these Terms and Conditions.

The user must refrain from any actions that violate the privacy of other users, particularly those involving the collection, processing, and dissemination of information about other users without a valid basis for data processing.

The User must refrain from any actions that may hinder or interfere with the operation of the Site or that may cause harm to the Administrator, Users, or other persons.

Users are required to abide by the rules of social coexistence and the ethical and moral standards accepted by society.

Before using the Services available through the Site, the User agrees to the processing of their personal data in accordance with the Privacy Policy.

Article 6. Intellectual Property Rights

The Service Provider states that the Site contains copyrighted documents, trademarks, and other intangible assets subject to intellectual property rights protection. The selection and arrangement of the content presented on the Service are integral subjects of legal protection and copyright protection.

When using the Site, the User is required to comply with the provisions regarding copyrights and rights arising from the registration of industrial designs, as well as the protection of trademark rights, utility model rights, and patent rights to inventions belonging to the Service Provider, the Administrator, and other parties.

The copyright to the resources published on the Site belongs to the Administrator.

The user agrees not to use any content provided on the Site for any purpose other than personal use. For the avoidance of doubt, the use or removal of such content beyond the scope of permitted personal use requires the prior consent of the Administrator.

§ 7. Entering into an Insurance Contract and Paying the Insurance Premium

An insurance contract between the user and the insurance company—represented by the service provider as an insurance agent—can be entered into through the website or the call center.

Through the Sales Pages, the User identifies the Policyholder and the Insured and selects the type of insurance, its scope, and the insured amount or amounts. When using the Call Center services, the User submits the applications specified in the proposal provided to the Call Center Consultant.

A condition for entering into an insurance contract is the accurate provision of the personal information of the Insured and any persons entitled to receive insurance benefits in the event of the Insured’s death (hereinafter referred to as «Beneficiaries»), as well as acceptance of the General Terms and Conditions, followed by payment of the insurance premium.

Before providing the personal data of other individuals in accordance with paragraph 2, the User must obtain the consent of those individuals for the transfer of their data to the Administrator, the Service Provider, and the Insurance Company, and shall bear full responsibility for the consequences of failing to fulfill this obligation. The Administrator and the Service Provider shall not be liable to third parties for the posting of their data on the Website if such data was posted without their knowledge or consent.

The conclusion of an insurance contract is preceded by the calculation of the insurance premium by the parties to the transaction and the provision to the User of summary information about the offer, including, in particular, a description of the subject matter of the contract and its main characteristics, the total cost of the policy, and its term.

The user may also choose to provide a phone number, email address, or other contact information as part of the form when requesting contact from the Call Center. If you use this option, you consent to the transfer of your data—including data entered on the Website—to the Call Center under terms that are broader than those set forth in the Privacy Policy.

An insurance contract is concluded when the User selects the «Buy Policy» option located on the Website’s transactions page, which includes a summary of the offer and a declaration regarding the necessity of entering into an insurance contract. In the case of call center services, the User’s request to enter into an insurance contract may be made by telephone to a call center representative.

The date on which the insurance premium is due is specified in the insurance contract or by the insurance company in accordance with the terms set forth in the Civil Code.

Within the time period specified by law, after the insurance contract is concluded, the User receives a policy at the email address provided, confirming the conclusion of the insurance contract.

A policyholder who is a consumer may cancel the insurance contract without giving a reason by submitting a written notice to the relevant insurance company within 30 days from the date the contract was concluded or from the date the service provider was provided with the information specified in Article 39, paragraph 1 of the Act of May 30, 2014, on Consumer Rights (Journal of Laws of 2014, item 827), whichever is later. The deadline is deemed to have been met if the notice was sent before the deadline expired.

The policyholder is not responsible for any costs associated with withdrawing funds, except for the costs specified in paragraph 12.

In the case of the provision of services, subject to the consent of the Policyholder, who is a consumer, prior to the expiration of the time periods specified in paragraphs 10 and 11, the Service Provider or the Insurance Company may require payment of the premium for the period during which insurance coverage was provided.

In these Rules, the terms and conditions of insurance apply to the insurance contract on the basis of which the insurance agreement is entered into.

In connection with the conclusion of the Insurance Contract, the User has the right to file complaints in accordance with the provisions of §10 of these Rules.

§ 8. Technical Specifications for the Provision of Services

To use the services provided electronically through the Website, the User must have computer hardware and software that meet the following minimum requirements:

Edge version 41 or higher, Firefox version 37.0 or higher, Chrome version 42.0 or higher; cookies and JavaScript must be enabled; minimum screen resolution of 1024 × 768.
For call center services, an ICT system is required that allows for making phone calls using tone dialing.

Data submitted via electronic forms on the Website is protected using the SSL security protocol, encrypted with a 256-bit key based on the TLS 1.2 encryption method.

Once the User accepts this, cookies are stored in the ICT system they are using.

§ 9. Principles of Liability

The Service Provider shall not be liable for any incomplete or inaccurate data provided by the User on the website www.strahovanie.pl that does not reflect the actual situation, provided that such data has not been verified. The User bears full responsibility for any consequences resulting from filling out the quote form and providing policy information with incorrect data.

The Service Provider shall not be liable for any incorrect completion of the Website’s forms and, in particular, shall not be liable to third parties whose data was included in a Website form without their knowledge or consent.

It is prohibited to provide the User with illegal, offensive, false, or misleading content; content containing viruses; or content that may cause malfunctions or damage to computer systems. If the Service Provider receives a credible report regarding the illegal nature of data stored and provided by the User, the Service Provider may block access to such data. Neither the Service Provider nor the Administrator shall be liable to the User for any damages resulting from the loss of access to data containing illegal content. Upon receiving a credible report regarding the illegal nature of the data, the Service Provider shall notify the User of its intention to block access to the data.

If the Service Provider suffers damages as a result of the User providing the content and data specified above, the Service Provider has the right to seek compensation under the general terms and conditions.

§ 10. Complaints

Website users have the right to file complaints regarding the Services offered. All complaints related to the use of the Website and the Call Center should be submitted electronically to the following address:
pomoc@polisarium.pl
or by calling the call center.

The complaint must include, at a minimum: the user’s identification (including name, email address, mailing address, and, in the case of legal entities and organizational units without legal personality, the name, mailing address, and contact information of the person authorized to handle the complaint) and a brief summary of the grounds for the complaint.

The Service Provider will review the complaint within 30 days of receiving it. If the complaint cannot be resolved within that period, the Service Provider will notify the party filing the complaint of the reasons for the delay and the expected timeframe for resolving the complaint.

A response to the complaint will be sent to the email address or mailing address provided by the User, if the User requested this when submitting the complaint.

§ 11. Final Provisions

The law applicable to the Terms and Conditions and to contracts for the provision of electronic services entered into pursuant thereto is Polish law.
A court of general jurisdiction has the authority to hear disputes arising from the application of the Rules or arising in connection with services provided electronically pursuant to the Rules.
Polish is used in communications with the User.

§ 12 Effective Date and Amendments to the Regulations

The regulation took effect on May 9, 2018.
The Service Provider reserves the right to make changes to the Terms. Amendments to the Terms take effect within 14 days of Users being notified of such changes, subject to the provisions of subparagraph 3.
A change to the Terms is binding on the User unless the User terminates the contract for the provision of Services by electronic means within 14 days of the date of notification of the changes. An amendment to the Terms may not infringe upon any rights acquired by the User under the previous version of the Terms.
The user will be notified of any changes to the Terms via email once the current version of the Terms has been posted on the Website.

Privacy Policy

This Privacy Policy is an integral part of the Terms of Service and is available at:
https://strahovanie.pl/regulamin-i-polityka-prywatnosci
This Privacy Policy sets forth the rules governing the collection, processing, storage, and protection of your personal data, as well as the functions and purpose of the software integrated into the teleinformation system used by the User.

§ 1. Definitions

The following terms used in this Privacy Policy have the following meanings:

The owner of strahovanie.pl is Net Technology sp. o.o., with its principal office at 8 Olszewska Street, Warsaw, entered in the Register of Entrepreneurs maintained by the District Court for the Capital City of Warsaw, XIII Commercial Division of the National Court Register under KRS number: 0000402491, Tax ID: 5213623383, REGON: 145897963, share capital: 100,000 zlotys, fully paid-in.

Data Controller—pursuant to Article 7(4) of the UODO, an authority, organizational unit, legal entity, or natural person specified in Article 3 of the UODO that determines the purposes and means of processing personal data. The controller of the personal data of the Website’s Users is Polisarium sp. z o.o., with its principal office in Warsaw, 8 Olszewska Street, entered in the Register of Entrepreneurs maintained by the District Court for the Capital City of Warsaw, 13th Commercial Division of the National Court Register, under KRS number: 0000565494, tax ID: 5213700480, REGON: 361938815, share capital: 5,000 zlotys, fully paid-up, and insurance companies.

Service providers—the owner of the strahovanie.pl website and Polisarium sp. z o.o., with its registered office in Warsaw, 8 Olszewska Street, entered in the Register of Entrepreneurs of the National Court Register, maintained by the District Court for the Capital City of Warsaw, 13th Commercial Division of the National Court Register, under KRS number: 0000565494, Tax Identification Number (NIP): 5213700480, REGON: 361938815, share capital: 5,000 zlotys, fully paid up. Polisarium sp. o.o. is an insurance agent listed in the register of insurance intermediaries maintained by the supervisory authority—the Financial Supervision Authority—with its registered office in Warsaw at the following address: 8 Olszewska Street, 00-792, Warsaw.
A user is the entity specified in § 1, paragraph 3 of the «strahovanie.pl Terms of Service.”.

The website is an online portal located at the following web address: www.strahovanie.pl. It is an online platform that provides a list of various types of online services mentioned in the «Terms of Use for the strahovanie.pl Website.”.
Partners are organizations that collaborate with service providers, including advertisers and insurance companies.
Uodo — Act of August 29, 1997, on the Protection of Personal Data (consolidated text, «Official Gazette» No. 101 of 2002, item 926, as amended).
Uuo — Act of July 18, 2002, on the Provision of Electronic Services (Legislative Gazette No. 144, Item 1204, as amended).
Uuo — Act of May 22, 2003, on Compulsory Insurance, the Insurance Guarantee Fund, and the Polish Motor Insurers’ Bureau (Journal of Laws No. 124, item 1152, as amended).

Civil Code — Act of April 23, 1964, Civil Code (Legislative Gazette No. 16, Item 93, as amended).

Cookies are text files stored by a web browser on the User’s hard drive that contain information used to identify the connection and ensure the proper functioning of the Website. Some cookies may be stored for a predetermined period of time (the user can delete them manually), while others are deleted as soon as the user stops using the Website.

§ 2. Personal Data

Users’ personal data is processed by the Administrator in accordance with the provisions of the Data Protection Act and Chapter 4 of the Journal after obtaining the User’s consent or after informing the User about the processing of their personal data on a basis other than consent.
The User’s consent to the processing of personal data is provided in order to give Site Users access to insurance service offerings in the areas of property and personal insurance, specifically auto insurance, to enter into insurance contracts, and for marketing purposes, including advertising, market research, and analysis of user behavior and preferences, with the aim of using the results of these analyses to improve the quality of services provided by service providers and partners.
The Administrator processes, on its own behalf, only those personal data of the User that the User has provided and that are consistent with the purposes for which they will be processed.

The personal data controller may, on the basis of a contract and in accordance with Article 31, paragraph 1, entrust the processing of Users’ personal data to third parties, specifically, the Service Provider.
The personal data controller has the right to disclose personal data to persons authorized in accordance with applicable law.
Under the authorization described in the preceding sections, the Personal Data Administrator may disclose the Service Provider’s data prior to the conclusion of an insurance contract.
In connection with its activities as an insurance agent, the service provider transfers Users’ personal data—obtained for the purpose of performing these actions—to the relevant insurance companies.

The personal data controller may, with the User’s consent, transfer the User’s personal data to Partners for marketing purposes.
The provision of personal data by the User is voluntary; however, failure to do so will prevent the User from using certain features of the Site.
Users also have the right to access their data and the right to correct it.
The user has the right to access their data, supplement it, update it, correct it, temporarily or permanently suspend its processing, or delete it.
To exercise the right provided for in paragraph 6, please send a notice to the address specified in § 4 of the Rules.
By selecting the appropriate checkbox, the User may consent to receiving commercial information via email in accordance with the Law on the Provision of Services.

If a User enters into an insurance contract in accordance with the provisions of § 7 of the Rules, the Service Provider will require the User to provide personal data, acting on behalf of and in the interests of the Insurance Company, as the controller of such data. The Service Provider is not liable for the processing of Users’ personal data by insurance companies, and if insurance companies entrust it with the processing of such data in accordance with the provisions of Article 31 of the Uodo, it is liable only for its own failures.

§ 3. Commercial Information

With the User’s consent, commercial information as defined in Article 5 will be sent to the specified email address or phone number. 9 Uśude.

The commercial information listed above may come from Service Providers or Partners and may relate to both the services provided by Service Providers and the services and goods offered by Partners.

Cookie Policy (Use of Cookies)

Last updated: May 22, 2018.

We use cookies to provide the highest quality service and to tailor our website to your needs.

Cookies (also known as cookie files) are small pieces of information in the form of a short string of characters that we store on your device. Access to these files allows us to identify your device later and customize our website settings for it. The stored information does not make any changes to your device’s configuration or software. You can delete them at any time using the corresponding feature in your web browser.

There are different types of cookies. Our website uses «session» and «persistent» cookies. Session cookies are deleted from your computer as soon as you close your web browser. «Persistent» cookies, on the other hand, will remain on your computer even after you close your browser—the maximum storage period for each cookie is specified separately.

The cookies we use serve the following purposes:

They allow us to personalize the appearance and content of the page for each user, enable data exchange between platforms operating on our website, are used in the user authentication process, and prevent abuse in this regard; they remember the user’s actions—thanks to this, after leaving the site, the user does not need, for example, to fill out forms again; they ensure the personalization of advertising and marketing communications on our website and in our interactions with users; and they allow us to target our ads beyond our website, for example, to people who have already visited our website and/or may be potentially interested in our services; they allow us to measure the effectiveness of and assess the impact of our marketing activities, and to collect statistical information about traffic on our website.

Based on the above rules and for these purposes, our websites also use other mechanisms, such as localStorage, which works in a manner similar to persistent cookies but can store more information.

Our websites also contain scripts from our third-party partners, which may also store data on your device. The mechanisms and storage policies they use may differ from those described in our Privacy Policy and Cookie Policy. More detailed information on this topic can be found on the websites of the individual partners. These include, among others:

Google
Facebook
LiveChat
Optimizely
Expert Sender
PushPushGo
Onet
Tradedoubler
Ceneo
InspectLet
NetSales
Tradetracker
Ve-interactive

You can decide which cookies you want to store on your device. For more information on this topic, please visit your web browser's website. Below are links to instructions for the most popular browsers:

At the same time, we would like to inform you that disabling or restricting the use of cookies may hinder or even prevent your use of our website and the services it provides.

We reserve the right to make changes to this Policy at any time.