Car
NNW Insurance (Accident Insurance)
NNW Transportation Insurance — a highly underrated product. Most customers misunderstand the terms of use for this product, which significantly affects its popularity. We know from experience that in the event of a traffic accident, accident insurance (NNW) is very useful. Remember that this type of insurance policy covers both the driver and the passengers in the vehicle.
Terms and Conditions.
Policy NNW This is a voluntary insurance policy, so its rights and obligations are outlined in the general terms and conditions of the specific insurance company. Before deciding to purchase it, you should review the key provisions contained therein to have a complete understanding of when and what kind of assistance you can expect from it.
A very important factor is the sum insured, which we specify during the underwriting process and which serves as the basis for calculating compensation in the event of an accident covered by the policy.
Compensation.
Compensation for damages resulting from an accident is calculated very simply. After an accident, we must report the injuries to the insurer. After treatment, a claims adjuster will determine the extent of the injury or refer the injured person to a doctor, who will then prepare an individual assessment of the extent of the injury.
If we have already determined the percentage of damage, we will multiply it by the Sum Insured
Example:
Damage: 5.5%; Insurance Coverage: 50,000 zł
Calculation:
5.51 TP3T × 50,000 zlotys = 2,750 zlotys in compensation.
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